The state of Delaware operates under the at-fault car insurance law. As noted on -, this basically means that if you are involved in a car accident you can either bring a personal injury lawsuit against the other driver in a court of law or file an insurance claim with the other driver’s insurer. That’s opposed to no-fault car insurance states, where you have to file a claim with your own insurer.
So, if you and the other driver have auto insurance in Delaware, you can file a claim against the driver directly or with his or her insurer. That’s provided that you can demonstrate that the other driver is at fault.
You can expect the other driver and his or her insurer to try to prove the oppositeâ that you are at fault. If you’re not careful, you can fall victim to this tactic and be left with no compensation for your injuries and damages.
One way to protect yourself is to gather as much evidence as possible and call an experienced car accident lawyer. A qualified attorney will be able to build a compelling case to bring to the other driver’s insurance company to prove that you do, in fact, deserve full compensation.
If that doesn’t work, your attorney can help you bring your case to court, where your lawyer will fight for you. This can all be stressful, but it can be a lot more stressful if you have to handle it all yourself without an attorney’s legal guidance.
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